Abstract
The main objective of the study is to examine the effect of cashless policy of the Federal government on the performance of MSMEs in Kogi State. The research used a descriptive survey approach. Descriptive statistics, Pearson correlation, and multiple regression analysis were used asstatistical analysis techniques. At a significance threshold of 0.05, all tests were run. Major findings are that internet/online banking services, automated teller machine services and mobile banking services have positive and significant effects on the performance of MSMEs in Kogi State. The study concludes that technological innovations have brought about unprecedented achievement in the banking industry, which has led to enhanced performance in the MSMEs sector. However, only those with the capacity to access the services will benefit more. It was recommended among others that there should be awareness creation and sensitization about the usefulness of cashless channels so that businesses and the
general public can avail themselves of the opportunities.